In simple terms, the DVC Use Year is not a year but the month that your vacation points are put into your account. Points are added on the first day of the month, and you have one full year to use them. The Use Year is designated in your contract and can never change.

A Disney timeshare is different from most timeshares because of its flexibility and ability to keep its value on an active resale market. Members who purchase DVC contracts get annual vacation points that can be turned into vacation stays at 15 DVC resorts. They can also use their points for Disney Resorts, Disney Cruise Line, Adventures by Disney, or hotel accommodations worldwide through Interval International.

I love the banking and borrowing features of the Disney Vacation Club. It allows flexibility and helps me utilize every DVC point that I have. Banking will enable members who will not use their vacation points to push them into the following year. Members can move every unused point into the following period. Borrowing is the process of getting points from next year and bringing them forward into this year. Together, banking and borrowing will allow you to utilize up to three years of vacation points in one year.